Rockfin Disability Cover protects you and your family if you are unable to do your job, or you can no longer perform normal day-to-day functions like bathing, dressing or eating. It is also your income protection plan if you are injured or become ill or disabled, and cannot work.
Why Choose Rockfin Disability Cover?
Cover for up to 120+ conditions
Compliance with Laws and Regulations
Proactive risk management
How We Can Help
Your income is crucial to maintaining your standard of living. It is used to pay for everyday expenses like groceries, electricity and bond repayments. Rockfin’s income benefits pay you a monthly income if you are temporarily or permanently disabled, affecting your earning ability. The lump sum benefit pays out a once-off amount if you become permanently disabled. The funds can be used to cover immediate lifestyle adjustment costs, such as making adjustments to your home and vehicle, and medical expenses. Any excess funds can be reinvested to provide you and your family with an income.
We assess the severity of your condition based on objective medical criteria, and provide a claim payment as soon as the qualifying criteria are met. If your condition does not meet the medical criteria, you could still qualify for a payment if it results in you being unable to perform the duties of your occupation.
While your condition assessment is underway you could receive payouts from your disability insurance plan to help you cover your financial commitments, until we’ve established the permanence of your disability.