Your employees are the cornerstone to your business. Help them by empowering yourself with a Rockfin Group Disability Cover Plan, ensuring the well-being and happiness of your employees. We offer a plan designed to pay them a monthly income should they become disabled, allowing your employees to continue living a happy and ful-filled life. We assess the severity of your employees condition based on objective medical criteria, and provide a claim payment as soon as the qualifying criteria are met. If the condition does not meet the medical criteria, they could still qualify for a payment if it results in them being unable to perform the duties of their occupation.
Why Choose Rockfin Group Disability Cover?
Extensive disability cover
Speedy and efficient results
How We Can Help
We offer a wide range of disability benefits that is able to protect your income until the age of 70.
Our income disability benefits include:
- Temporary Income Protector – protects up to 100% of your net income for up to 24 months if you are booked off work because of an injury or illness, and you are likely to recover again (a broken leg, for example).
- Income Protector – protects up to 75% of your income up to a selected retirement age if you can no longer perform the duties of your occupation.
- Temporary Group Income Top-up – if you have a group income protection benefit, this benefit protects up to 100% of your net income for up to 24 months if you are booked off work because of an injury or illness.
- Group Income Top-up – if you have group income protection benefits, this benefit protects up to 75% of your net income until retirement if you can no longer perform the duties of your occupation.
- Business Overheads Protector (business owners only) – covers the fixed overhead expenses of your business for up to 24 months.
- Business Protector (Professionals) – covers your gross professional fees for up to 24 months. This is the most comprehensive protection in the market.
- Business Protector (Self-employed) – covers your monthly income based on turnover for up to 24 months. This is the most comprehensive protection in the market.
- Income Enhancer – provides you with 50% more cover during the initial period following a serious claim event for unexpected expenses.
- Complete Family Protector – provide you with a lump sum payout to assist you, as the breadwinner, to cover additional expenses associated with extended hospitalisation, diagnosis of a severe critical illness or a death of selected immediate family members.
- Longevity Protector – Income Protector and Longevity Protector – Group Income Top-up – cost-effectively extend your income protection to provide cover against the financial consequences of living a long life with a disability. It also pays out a benefit at age 80 if you didn’t claim under your Income Protector or Group Income Top-up.