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Office Contents and All Risk Insurance

So you can keep moving

Not all the weight can be placed on what you do, it’s also about how you do it… Have you ever wondered how you’d keep your business afloat if all your stuff was damaged or stolen? Luckily, Rockfin’s solutions are tailor-made to suit your perfectly. We provide extensive cover for your office contents, rent and alternative premises, documents and legal liability related to documents, and increased cost of working, so that you can keep doing what you do best, your work!

Why Choose Rockfin Office Contents and All Risk Insurance?

Strong, lasting relationships

Proactive claims service

Low insurance premiums

What We Offer

Office Contents Insurance

Office Contents cover refers to your movable office property such as office furniture, documents and electrical equipment inside the building at your address.

The benefits of choosing Rockfin Office Contents Insurance:

  • Available 24/7 in the case of an emergency.
  • Fixed excess which means there are no hidden fees.
  • Guaranteed premiums for 12 months, even if you claim, and subject to no changes to your profile and policy.

Optional cover includes:

  • Theft with or without visible signs of forced entry.
  • Machinery breakdown.
  • Accidental damage.
  • Comprehensive subsidence and landslip.
  • Power surge.

You must be insured for additional costs such as professional and municipal fees, demolition charges, debris removal and keeping the site safe. We include a limited amount of cover free of charge, which can be increased based on your requirements. If you are a tenant and legally liable to pay your landlord for any accidental loss or damage to the rented building where you are living permanently, you are covered.

All Risk Insurance

Not all losses occur at home; therefore comprehensive insurance cover is needed for when one is away. For example, cell phone, golf clubs and laptops, etc. would fall under this section of insurance cover. Rockfin All Risk Insurance provides cover on a worldwide basis. There are two types of All Risk cover:

Unspecified All Risk

Under this type of cover you can insure items normally taken away from the house, against an unforeseen event, without having to state each and every item. The items will be insured at the current replacement cost, subject to an overall sum insured that one would select when applying for this cover.

Specified All Risk

If items are insured under this section, each item will be separately insured; therefore an individual rate would apply to each item, depending on the level of risk associated with that specific item. For example, a cellular phone would carry more risk than a watch. It is important to have valuation certificates for these items, to prove that they are the property of the insured as well as to prove the value in the event of a claim.