Rockfin Personal All Risk Insurance, also known as Portable Possessions Insurance, does exactly what the latter phrase suggests; insuring your personal portable possessions. By providing you with a comprehensive all risk protection plan, we ensure that you get the chance to live a life without interruption and complication.
Why Choose Rockfin as your Personal All Risk Advisory?
Comprehensive all-risk insurance
Compliance with Laws and Regulations
Cost effective solutions
How We Can Help
Not all losses occur at home; therefore comprehensive insurance cover is needed for when one is away. For example, cell phone, golf clubs and laptops, etc. would fall under this section of insurance cover. Rockfin All Risk Insurance provides cover on a worldwide basis. There are two types of All Risk cover:
Unspecified All Risks
Under this type of cover you can insure items normally taken away from the house, against an unforeseen event, without having to state each and every item. The items will be insured at the current replacement cost, subject to an overall sum insured that one would select when applying for this cover.
Specified All Risks
If items are insured under this section, each item will be separately insured; therefore an individual rate would apply to each item, depending on the level of risk associated with that specific item. For example, a cellular phone would carry more risk than a watch. It is important to have valuation certificates for these items, to prove that they are the property of the insured, as well as to prove the value in the event of a claim.